Get innovative insurance solutions built for high-turnover industries

Benefits in a Card is the only benefits provider in the high-turnover insurance industry to offer:

Decade-long rate reliability – No carrier rate increases in 10+ years
Immediate no-cost benefits – First-dollar plans with no deductibles
Unified platform management – One platform that centralizes management and optimizes efficiency

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Trusted by the nation's largest insurance brokers

Discover what makes BIC the industry-leading BENEFITS ADMINISTRATION option

Our philosophy: Retain - Don’t Retrain

Unmatched rate stability

With our pioneering 2-year rate locks and elite carrier partnerships, we champion dependability in benefit costs, ensuring you recommend BIC with certainty.

Over 140+ flexible plans

Upgrade your benefits with 140+ tailored plans, featuring immediate coverage & unique perks, such as free prescription drug coverage through our exclusive partnership with FreeRx.

Simplified client service

Discover simplicity with our all-in-one platform, zero outsourcing, and zero implementation fees. Our US-based bilingual call center prides itself in a < 2% abandonment rate.

Explore our plans and find the perfect match for your client

See the highlights of our 5 standard plans - a gateway to over 140 custom-tailored solutions

Minimum Essential Coverage

Benefits in a Card offers a variety of MEC plans to cater to your unique needs. Unlike other providers that have encountered difficulties with MEC implementation, we have successfully consolidated, implemented, and managed the plan in a manner tailored specifically for staffing companies. Our ability to offer customized options that align with your requirements is what sets us apart and contributes to our success... Read More

ancillary services

Benefits in a Card offers voluntary ancillary services that you can provide to your employees without requiring a medical or indemnity election. These services, such as term life, dental, vision, accident, critical illness, and short-term disability coverage, are aggregated weekly for your convenience. By providing these additional... Read More

Minimum Value Plan

Our Minimum Value Plan (MVP) is designed to satisfy both A and B portions of the employer mandate by providing minimum essential coverage and minimum value. We aggregate the MVP plan on a weekly basis to ensure that it meets the needs of high turnover industries. While the plan... gate io margin trading

Fixed Indemnity Plans

Aggregated weekly and expertly managed by our best-in-class support staff, the Preferred Choice Plans provide first-dollar coverage toward indemnity services with no deductibles or copayments. Choose from 10 indemnity plans available or request custom plan designs to cater to the needs of employees... Read More

FREERX

Benefits in a Card is exclusively partnered with FreeRx, to provide a prescription plan with REAL value. The first of its kind- FreeRx provides free unlimited generic, chronic medications via home delivery, free acute medications at over 64,000 pharmacies nationwide, and the lowest-cost insulin... Read More

Minimum Essential Coverage

Benefits in a Card offers a variety of MEC plans to cater to your unique needs. Unlike other providers that have encountered difficulties with MEC implementation, we have successfully consolidated, implemented, and managed the plan in a manner tailored specifically for staffing companies. Our ability to offer customized options that align with your requirements is what sets us apart and contributes to our success... Read More
ancillary services

Benefits in a Card offers voluntary ancillary services that you can provide to your employees without requiring a medical or indemnity election. These services, such as term life, dental, vision, accident, critical illness, and short-term disability coverage, are aggregated weekly for your convenience. By providing these additional... Read More
Minimum Value Plan

Our Minimum Value Plan (MVP) is designed to satisfy both A and B portions of the employer mandate by providing minimum essential coverage and minimum value. We aggregate the MVP plan on a weekly basis to ensure that it meets the needs of high turnover industries. While the plan...Read More
Fixed Indemnity Plans

Aggregated weekly and expertly managed by our best-in-class support staff, the Preferred Choice Plans provide first-dollar coverage toward indemnity services with no deductibles or copayments. Choose from 10 indemnity plans available or request custom plan designs to cater to the needs of employees... Read More
FREERX

Benefits in a Card is exclusively partnered with FreeRx, to provide a prescription plan with REAL value. The first of its kind- FreeRx provides free unlimited generic, chronic medications via home delivery, free acute medications at over 64,000 pharmacies nationwide, and the lowest-cost insulin... Read More

SEE ALL SOLUTIONS

Hear from our trusted partners

Michael Johnson

VP of TRC Staffing Services

"The switch to BIC was a game-changer for us. Exceptional customer service smoothed the transition for my staff and offered direct support to our employees. It's not just a service; it's a partnership that enhances our operations."

Michael Epstein

CEO and President of CoWorx

"In the whirlwind of healthcare changes, BIC stood out as a beacon of expertise, guiding us to compliant and affordable healthcare coverage. Their foresight and leadership have been invaluable to us."
Beth Howard

General Manager at Mega Force

"BIC's support has been instrumental in amplifying our reputation. Providing top-notch benefits through BIC not only satisfies our associates but also turns them into advocates for our brand, driving business growth organically."

Chad Clevenger

CFO of Innovative Staffing Solutions

"Thanks to BIC, our employee retention has seen remarkable improvement. Their ability to provide immediate, comprehensive benefits packages is a significant factor in keeping our talent happy and loyal."
Beth Garvey

Chair, President & CEO at BGSF, Inc.

"With BIC, announcing benefits availability from day one significantly impacts our proposals. It's a distinguishing factor that resonates strongly with our clients, enhancing our competitive edge."

Greg Wilson

CEO, Benefits Resources, Inc.

“The insurance products provided by Benefits in a Card have been a game-changer for our industry.”

Frequently asked questions

Benefits in a Card specializes in providing innovative insurance solutions to high-turnover industries.

Whether it's in industries like staffing, hospitality, manufacturing, healthcare, retail, or any other sector marked by frequent turnover and temporary staffing, Benefits in a Card (BIC) has the service model and product offerings to help you retain your employees longer and attract top-tier talent.

Yes, Benefits in a Card partners with the nation's largest brokers to bring best-in-class benefits to their clients. BIC also works directly with employer groups to offer plan designs that align with the diverse need of their employees.

BIC offers 5 standard plans and 140+ flexible, fully customizable plans.

Reach out to secure the best coverage for your clients

Our experts are ready to tailor solutions that align perfectly with your client’s needs